Finance and fiancée both are Handle with Care Subjects.
Finance Management of earning is learning.
Everyone who wants to live with the fiancée happy life , should learn it at the stage of friendship only .
Finance , Family , Food ,and future all are important matters which need careful budgeting , spending and saving .
Quarterly Finance management in my view should be that you divide your earning in four quarters .
First quarter for Home 0r housing .
Second Quarter for Food .
Third Quarter for Family (Clothing and children education and misc }
Fourth Quarter as Saving
Yesterday my younger Son who explained me difference between ” Access to Money “ and ” Excess of Money ”
Credit Card is an ” Access to Money ” and Debit Card is an ” Excess of Money ”
Careful budgeting , Careful spending with in Budget in cash or with Debit card and extra careful saving is key to happy Life with fiancée as loving wife.
Availing Access to money in any means is mortgaging of one’s future , live within the present means is freedom of Life.
Be in Excess of Money yet with strict budgeting and Be with your Honey happily ever after.
Treat Finance as Fiancée for better Future.
(c) ram H singhal